在最高法院周五的裁决之后击倒拜登政府的学生贷款债务取消计划，共和党人正在推进他们自己提出的解决方案。
两院的保守派议员，口头上反对对总统的里程碑式的计划，他们说这是不自量力，庆祝法院的决定。
尽管6比3的裁决对他不利，乔·拜登总统上周五，他列出了替代方案他最初呼吁全面免除债务，尽管一些具体细节仍不清楚。
他说:“我今天宣布一条与今天的裁决一致的新道路，尽快为尽可能多的借款人提供学生债务减免。”“我们将把这种新方法建立在一项不同于我最初计划的法律基础上，即所谓的《高等教育法》，它将允许教育部长米格尔·卡多纳...在某些情况下妥协、放弃或释放贷款。”
根据拜登的说法，今年秋天晚些时候将开始还款。它将包括9月暂停解冻后12个月的宽限期。
政府表示，联邦学生贷款借款人应该预计他们的债务利息将于9月1日恢复，还款将于10月开始恢复。由于新冠肺炎的干扰，还款已经暂停了三年多。
下面是共和党立法者将如何解决同样的问题。
会见秘书?
最近，路易斯安那州参议员比尔·卡西迪，参议院卫生、教育、劳动和养老金(HELP)委员会的资深成员，以及北卡罗来纳州众议院教育和劳动力委员会主席弗吉尼亚·福克斯要求在7月20日或之前与卡多纳会面，讨论联邦学生援助服务机构的路障以及有关该部门回归还款战略的内部备忘录和文件。
福克斯在一份声明中对美国广播公司新闻说:“这次还款的成功取决于国务卿卡多纳挺身而出，给借款人和服务者明确的指导。”“因为部长还没有这样做，我们要求他做一个简报，解释该部门的计划。”
卡西迪和参议院共和党人此前在6月初致信财政部长，寻求停止拜登的学生债务减免计划，称这是“对数百万没有学生贷款的美国人的侮辱”
在通过共和党控制的众议院后，参议院也投票结束了联邦暂停还款，并根据国会审查法案(CRA)废除了该计划。共和党获得了来自西弗吉尼亚州参议员乔·曼钦和蒙大纳州参议员乔恩·特斯的两党支持，他们都是民主党人，还有亚利桑那州的克里斯滕·西内马，他是前民主党的独立人士。
不出所料，该法案被拜登否决。
今年2月，在福克斯和田纳西州共和党参议员玛莎·布莱克本(Marsha Blackburn)的领导下，170多名议员向最高法院提交了两份独立的法庭之友意见书，反对总统的债务取消计划。
教育部发言人没有说Cardona是否会与立法者会面，但发言人重申了政府对学生贷款债务的持续关注。
该发言人表示，该部门仍与贷款服务机构保持持续联系，一旦还款恢复，将与借款人直接联系:“随着疫情的结束，我们将全力帮助借款人成功回归还款。”
共和党替代方案
根据文本，Foxx委员会的成员已经提出了一项名为联邦援助启动还款(公平)法案的法案，该法案将允许学生贷款借款人获得负担得起的和无负担的还款选择。
在其他变化中，它将要求教育部长在还款开始前向借款人发出“至少12次通知”,包括还款选择、最后期限等。
该立法还将创建一个收入驱动的还款计划，设定为借款人可自由支配收入的10%，并自动让借款人根据其收入还款。
对于调整后总收入低于联邦贫困线300%的人，利息将暂停，借款人一半的还款将用于本金，或65岁以下的人为45，675美元。
公平法案还将提供各种延期和延期选项，如医疗居留和现役军人和国民警卫队的职责。
在一份联合声明中，众议员伯吉斯·欧文斯(Burgess Owens)、丽莎·麦克莱恩(Lisa McClain)和福克斯(Foxx)称他们提出的法案H.R. 4144是“财政上负责任的、有针对性的回应”。
“这一共和党的解决方案采取了重要的步骤来修复破碎的学生贷款系统，为借款人提供明确的还款指导，并保护纳税人免受政府财政赤字造成的经济后果...议程，”联合声明写道。
学生债务减免倡议者指责众议院提出的法案。
“公平法案一点也不公平，”学生贷款借款人组织We The 4500万执行董事梅丽莎·伯恩告诉美国广播公司新闻。“令人失望的是，众议院共和党人再次拒绝与学生贷款借款人接触，并主张努力解决高等教育成本危机。”
Congressional Republicans offer their own student loan debt solution
In the wake of the Supreme Court's Friday rulingstriking downthe Biden administration's student loan debt cancellation plan, Republicans are moving forward with their own proposed solution.
Conservative lawmakers from both chambers,vocally opposedto the president's landmark program, which they said was an overreach, celebrated the court's decision.
Even with the 6-3 ruling against him, President Joe Bidenon Friday laid out alternative optionsto his original call for sweeping debt forgiveness, though some specific details remain unclear.
"I'm announcing today a new path consistent with today's ruling to provide student debt relief to as many borrowers as possible as quickly as possible," he said. "We will ground this new approach in a different law than my original plan, the so-called Higher Education Act, that will allow [Education] Secretary [Miguel] Cardona ... to compromise, waive or release loans under certain circumstances."
An on-ramp to repayment will begin later this fall, according to Biden. It will include a 12-month grace period after the pause unfreezes in September.
Federal student loan borrowers should expect interest on their debts to kick back in on Sept. 1 and payments to resume starting in October, the government has said. Repayments had been paused for more than three years amid disruptions from COVID-19.
Below is a look at how GOP legislators would address the same issue.
Meeting with the secretary?
Recently, Louisiana Sen. Bill Cassidy, the ranking member of the Senate's Health, Education, Labor and Pensions (HELP) committee, and House Education and the Workforce Committee Chairwoman Virginia Foxx of North Carolina requested to meet with Cardona on or before July 20 to discuss federal student aid servicer roadblocks as well as internal memos and documents about the department's strategy for the return to repayment.
"The success of this return to repayment hinges on Secretary Cardona stepping up to the plate and giving borrowers and servicers clear guidance," Foxx told ABC News in a statement. "Because the Secretary has yet to do that, we are demanding a briefing from him to explain the Department's plans."
Cassidy and Senate Republicans previously sent a letter to the secretary seeking to halt Biden's student debt relief plan in early June, calling it an "affront to the millions of Americans that do not have student loans."
After passing the Republican-controlled House, the Senate also voted to end the federal pause on repayments and dismantle the plan under the Congressional Review Act (CRA). The GOP received bipartisan support from Sens. Joe Manchin of West Virginia and Jon Tester of Montana, both Democrats, and Arizona's Kyrsten Sinema, an independent formerly of the Democratic Party.
As expected, the bill was vetoed by Biden.
In February, led by Foxx and Sen. Marsha Blackburn, R-Tenn., more than 170 lawmakers filed two separate amicus briefs with the Supreme Court in opposition to the president's debt cancellation plan.
An Education Department spokesperson did not say whether Cardona would meet with the lawmakers, but the spokesperson reiterated the administration's continued focus on student loan debt.
The department remains in constant contact with loan servicers and will be in direct contact with borrowers once repayment resumes, the spokesperson said: "We are fully committed to helping borrowers successfully navigate the return to repayment with the pandemic now behind us."
GOP alternative
Members of Foxx's committee have introduced a bill called the Federal Assistance to Initiate Repayment (FAIR) Act, which would allow student loan borrowers to access affordable and burden-free repayment options, according to the text.
Among other changes, it would require the education secretary to make "at least 12 notifications" to borrowers before repayment begins -- including options for repayment, the deadline and more.
The legislation would also create an income-driven repayment plan, set at 10% of borrowers' discretionary income, and would automatically have borrowers repaying based on their income.
Interest would be paused and half of a borrower's payment would go toward the principal for those with adjusted gross income that is less than 300% of the federal poverty line -- or $45,675 for people under 65.
The FAIR Act would also offer various deferment and forbearance options, such as medical residency and active-duty military and National Guard duty.
In a joint statement, Reps. Burgess Owens, Lisa McClain and Foxx called their proposed legislation, H.R. 4144, a "fiscally responsible, targeted response."
"This Republican solution takes important steps to fix the broken student loan system, provide borrowers with clear guidance on repayment, and protect taxpayers from the economic fallout caused by the administration's ... agenda," the joint statement reads.
Student debt relief advocates rebuked the proposed House bill.
"The FAIR ACT is anything but fair," student loan borrowers group We The 45 Million Executive Director Melissa Byrne told ABC News. "It's disappointing that the House Republicans once again refuse to engage with student loan borrowers and advocates to work on solving the crisis of higher education costs."
