共和党参议员蒂姆·斯科特(Tim Scott)周四呼吁解雇美联储,而不是美联储失败调节硅谷银行在它崩溃之前。
斯科特的命令是在美联储负责监管的副主席迈克尔·巴尔(Michael Barr)在参议院作证时发出的,他因承认未能领导对美联储的适当监督而面临两大政党成员的审查硅谷银行。
巴尔上个月写了一份报告有缺点的美联储监管松懈,无法预见银行倒闭带来的系统性威胁。
在周四的证词中,巴尔对美联储的不良表现承担“全部责任”。不久后,斯科特回应道:“你解雇了谁?”
巴尔说:“我们没有因为这次审查而解雇任何人。”
“我们计划对我们的监管结构进行进一步审查,在此过程中,我们将确保我们有合适的人员来完成这项工作,”他补充说。
2023年5月16日,参议员Tim Scott (R-SC)在参议院银行、住房和城市事务委员会关于硅谷银行和Signature银行倒闭的听证会上发言,地点在DC华盛顿州的国会山。
Mandel Ngan/法新社
斯科特表示不满,他说:“我希望这包括通过移除错误的人员来为正确的人员腾出空间。”
美国第16大银行硅谷银行三月份的倒闭引发了一场金融恐慌这导致了两天后另一家主要贷款机构Signature Bank的破产。
金融压力继续给银行系统带来压力。上个月末,第一共和国银行抓住并在突然垮台后卖给了摩根大通。
美联储的报告将硅谷银行描述为其金融敞口和管理不善程度的“异数”,但报告批评美联储未能在为时已晚之前认识到并解决这些风险。
“我们的第一个重点领域将是提高监督的速度、力度和灵活性,”巴尔在报告。
该报告还批评美联储低估了硅谷银行(Silicon Valley Bank)倒闭带来的系统性风险,表明监管机构忽视了专注于科技行业某个领域的银行可能引发的恐慌。
“责任止于此,”巴尔周四告诉参议院银行委员会。“我致力于解决我们在监管和监管方面遇到的问题。”
Senator calls on Fed to fire staff over Silicon Valley Bank failure
Sen. Tim Scott, R-S.C., on Thursday called for firings at the Federal Reserve over the central bank'sfailureto regulateSilicon Valley Bankin the run-up to its collapse.
The imperative from Scott came during Senate testimony from Michael Barr, the Fed's vice chair for supervision, who faced scrutiny from members of both major parties over his admitted failure to lead proper oversight ofSilicon Valley Bank.
Barr authored a report last month thatfaultedthe Fed's lax oversight and an inability to anticipate the systemic threat posed by the bank's failure.
In his testimony on Thursday, Barr took "full responsibility" for the inadequate performance of the Fed. Soon after, Scott responded: "Who did you fire?"
Barr said: "We have not fired someone as a result of this review."
"We plan to conduct further review of our supervisory structure and as we do that we'll be making sure we have the right personnel in place to get the job done," he added.
Indicating dissatisfaction, Scott said, "I hope that includes making room for the right personnel by removing the wrong personnel."
The collapse in March of Silicon Valley Bank, the nation's 16th largest bank, set off afinancial panicthat led to the failure two days later of another major lender, Signature Bank.
The financial stress continues to weigh on the banking system. Late last month, regional lender First Republic Bank wasseizedand sold to JPMorgan Chase after a sudden downfall.
The Fed report described Silicon Valley Bank as "an outlier" for its degree of financial exposure and mismanagement, but the report criticized the central bank for failing to recognize and address such risks before it was too late.
"Our first area of focus will be to improve the speed, force, and agility of supervision," Barr said in thereport.
The report also criticized the Fed for underestimating the systemic risk posed by the collapse of Silicon Valley Bank, suggesting that regulators overlooked the panic that could result from a bank concentrated in a slice of the tech industry.
"The buck stops here," Barr told the Senate Banking Committee on Thursday. "I'm committed to fixing the problems we've had in supervision and regulation going forward."